Charlotte Homes under $500,000

Welcome to Charlotte, Michigan – a charming city that beautifully blends small-town warmth with modern conveniences. Nestled in the heart of Eaton County, Charlotte is a vibrant community that offers an inviting atmosphere for families, professionals, and retirees alike. With its rich history, friendly residents, and a plethora of local amenities, Charlotte is the perfect place to call home.

Charlotte boasts a variety of recreational opportunities, including beautiful parks, scenic walking trails, and a thriving downtown area filled with unique shops and delightful eateries. The city's commitment to community events and activities ensures there's always something happening, from farmers' markets to seasonal festivals. For those who appreciate the outdoors, nearby parks and lakes provide ample opportunities for hiking, fishing, and enjoying nature.

One of the most appealing aspects of Charlotte is the real estate market, particularly for homebuyers seeking properties under $500,000. This price range offers a diverse selection of homes, from charming bungalows to spacious family residences. Whether you’re looking for a cozy starter home or a larger space to accommodate a growing family, Charlotte's housing market has something for everyone.

With its affordable housing options, excellent schools, and a strong sense of community, Charlotte is not just a place to live; it's a place to thrive. Explore the possibilities and discover why so many are choosing to make Charlotte, Michigan, their home sweet home.

Newest Charlotte Homes under $500,000

$159,900

2 Beds ⋅ 2 Baths ⋅ 299551 MLS

Welcome to 2601 W Vermontville Hwy! This charming 2-bedroom, 2-bathroom home sits on a private 0.84-acre lot and offers a great combination of updates, outdoor space, and storage. Inside, recent improvements include a new furnace in 2023, new A/C in 2025, on-demand water heater installed in 2022, new carpet in the primary bedroom, updated windows in the second bedroom, and an updated primary bathroom. The basement offers additional flexibility and convenient walk-out access. Enjoy the outdoors from the 14x20 back deck or the 10x8 covered front porch, both offering great spaces to relax and take in the private setting. Additional exterior updates include new gutters in 2024 and new shutters in 2025. The property also features a 24x32 garage/pole barn with a 220-volt plug, providing excellent space for vehicles, hobbies, workshop needs, or storage, plus a 10x16 shed for additional yard equipment and storage. A great opportunity to enjoy privacy, usable outdoor space, and numerous recent updates on nearly an acre!

2601 W Vermontville Highway, Charlotte

Listing courtesy of Listing Agent: Mike Dedman (mike.dedman@gmail.com) from Listing Office: Keller Williams Realty Lansing.

$160,000

3 Beds ⋅ 3 Baths ⋅ 299528 MLS

Bring your vision to life in this spacious ranch home with plenty of room to make it your own! Step inside to an expansive living room filled with natural light. The kitchen offers a convenient eat-in area and sliding door access to the impressive three-season room, creating an ideal space for everyday living or entertaining. A separate den features a stately brick fireplace, adding character and warmth to the home. The primary suite includes a private en suite bath, while two additional bedrooms, a full bath, and a half bath complete the main level. Downstairs, the finished lower level offers a second kitchen, a fantastic recreation or bonus room, and abundant shelved storage. Outside, enjoy multiple levels of decking, a spacious two-car garage, and plenty of opportunity to create the home you've envisioned. See the potential and make it your own!

1958 Kimberly Drive, Charlotte

Listing courtesy of Listing Agent: Kayla Dobson (kayla@exithomepartners.com) from Listing Office: EXIT Realty Home Partners.

$164,900

3 Beds ⋅ 2 Baths ⋅ 299521 MLS

Set on a lot with large front and back yards, this 3-bedroom, 1.5-bath ranch offers a comfortable layout with great indoor-outdoor flow and plenty of room to spread out. A two-car garage adds convenience and extra storage. Straight through the front door, you're greeted by a spacious living room featuring vaulted ceilings, a wood-burning fireplace, and sliding glass doors that open right out to the backyard bringing in great natural light and easy access to outdoor living. To the right, connected to the living room and entryway, is a cozy kitchen equipped with stainless steel appliances. A convenient half bath sits just off the front entry for guests. To the left of the entry is an additional flex room, currently used as a second living room but well-suited as a dining room, complete with built-in shelving for extra storage or display space. From the back corner of this room, you'll find access to all three bedrooms as well as the full bathroom. The partial basement adds valuable additional space, including a utility area with laundry hookups and a separate room with walk-up access to the backyard, great for storage or additional functionality. Outside, the fenced backyard offers a wooden fence for privacy and a fire pit, perfect for relaxing or entertaining outdoors. A convenient shed rounds out the backyard for additional outdoor storage. With its functional layout, cozy living spaces, and generous yard, this ranch is ready to welcome its next owner. Schedule your showing today!

1095 Carlisle Highway, Charlotte

Listing courtesy of Listing Agent: Jeff Burke (jeff@jeffburkeassociates.com) from Listing Office: EXP Realty, LLC.

$169,000

2 Beds ⋅ 1 Baths ⋅ 299501 MLS

Adorable and move-in ready in the heart of downtown Charlotte! This charming 2-bedroom, 1-bath ranch offers convenient city living with plenty of updates and character. Enjoy the welcoming front porch, backyard fire pit, and thoughtful improvements throughout. Updates include a new furnace, updated front porch, new flooring (2020), and a new bathroom skylight (2026) that brings in wonderful natural light. A great opportunity for a first-time buyer, down-sizer, or anyone looking to enjoy all that downtown Charlotte has to offer!

403 Merritt Street, Charlotte

Listing courtesy of Listing Agent: Julie Harmon (juliesharmon68@gmail.com) from Listing Office: WEICHERT, REALTORS- Emerald Properties.

$264,900

3 Beds ⋅ 2 Baths ⋅ 26051607 MLS

Super cute three-bedroom, two-bath home nestled in Charlotte offers 1,344 square feet of comfortable living space on a well-sized lot. Large covered front porch invites you right up the sidewalk to sit and stay awhile. Main floor primary suite with walk in closet just off eat in kitchen. Upper level has two additional well sized bedrooms and full bath. Basement has tons of storage space and is available to finish for additional bedrooms or living space. Two-car attached garage parking and fenced bard yard for privacy, pets or little ones. A great property designed for everyday living and long-term value.

1192 Porter Drive, Charlotte

Listing courtesy of Listing Agent: James R Perry from Listing Office: Clarity Realty Allied.

$165,000

2 Beds ⋅ 1 Baths ⋅ 299484 MLS

Set in the heart of Charlotte, 221 W Stoddard Street offers the kind of location that makes everyday living easy. Just moments from downtown, local restaurants, shopping, parks, schools, and community amenities, this home pairs small town charm with the convenience of having everything you need close by. This inviting 2 bedroom, 1 bath ranch offers comfortable main level living with a warm, functional layout filled with natural light. The kitchen features generous cabinetry and ample workspace, flowing naturally into the dining area for an easy connection between everyday meals and entertaining. The spacious living room provides a welcoming place to unwind, while two comfortable bedrooms and a full bath with a walk in shower complete the main level. One of the home's most charming features is the enclosed front porch, a light filled extension of the living space perfect for morning coffee, a quiet reading spot, or simply watching the neighborhood go by. Outside, the home is situated on a corner lot with a generous side yard, creating plenty of room for summer gatherings, gardening, pets, or future outdoor plans. A covered breezeway between the home and detached two car garage provides a convenient, sheltered transition between the two spaces while also offering additional covered outdoor space to enjoy. The private driveway and garage provide excellent parking, storage, and workspace, while the full basement adds valuable utility and additional storage. With its convenient Charlotte location, single level floor plan, generous outdoor space, covered breezeway, and two car garage, 221 W Stoddard Street offers an opportunity to create a home that feels entirely your own.

221 W Stoddard Street, Charlotte

Listing courtesy of Listing Agent: Erica Cook (erica.marketmavensco@gmail.com) from Listing Office: RE/MAX Real Estate Professionals.

$200,000

3 Beds ⋅ 1 Baths ⋅ 26051502 MLS

Welcome home to this charming 3-bedroom, 1-bath ranch nestled on a spacious corner lot in Charlotte. Conveniently located close to schools, churches, shopping, and everyday amenities, this home offers both comfort and convenience. A one-stall attached garage provides convenient parking and the full basement offers plenty of room for storage, a workshop, hobbies, or the opportunity to create additional living space to suit your needs. With its desirable corner-lot location, convenient setting, and versatile basement, this home is a great opportunity for anyone looking for a comfortable home in the Charlotte area at an amazing price!

603 W Stoddard Street, Charlotte

Listing courtesy of Listing Agent: Kearan B Tolles from Listing Office: Miller Real Estate.

$140,000

2 Beds ⋅ 1 Baths ⋅ 26051480 MLS

Absolutely adorable 2 bed 1 bath in the heart of Charlotte. With their fully updated kitchen, step down living space, and spacious patio this place is easy to make yourself at home! A great starter home opportunity, or works for a simple down size. This well taken care of property is truly a gem of a find.

705 S Clinton Street, Charlotte

Listing courtesy of Listing Agent: Tova J Hill from Listing Office: Bellabay Realty (Middleville).

$120,000

2 Beds ⋅ 1 Baths ⋅ 299474 MLS

Great 2 bedroom, 1 bathroom starter home in a quiet and well maintained neighborhood. This property features a detached 1 car garage, a shed for extra storage and sits on a large lot.

624 Forest Street, Charlotte

Listing courtesy of Listing Agent: Kelly Dye (kellydyehomes@gmail.com) from Listing Office: DeLong and Co..

$480,000

4 Beds ⋅ 4 Baths ⋅ 20261074072 MLS

Beautifully maintained and impressively spacious, 3375 Fieldberry Lane offers the ease of ranch-style living on a massive corner lot in a desirable Charlotte neighborhood. Featuring four bedrooms, three-and-a-half baths and a three-car garage, this home is filled with thoughtful details and custom touches. Soaring cathedral ceilings create an open, airy feel in the main living space, highlighted by a beautiful custom built-in wall unit that adds both character and function. The primary suite is a true retreat with a massive walk-in closet and custom bath featuring a soaking tub. A gorgeous four-seasons room just off the main level provides the perfect place to relax and enjoy the surroundings year-round, while low-maintenance Trex decking extends the living space outdoors. The daylight basement offers even more versatility and natural light with plenty of room to entertain, work or spread out. A whole-home generator and irrigation system add everyday convenience and peace of mind. Even better, HOA membership includes access to a private community beach, adding another great amenity to enjoy. Meticulously cared for inside and out, this exceptional home combines generous living space, custom features, an expansive corner setting and a highly desirable location. BATVAI.

3375 Fieldberry Lane, Charlotte

Listing courtesy of Listing Agent: Anastasia Ozegovich McDuffie from Listing Office: Coldwell Banker Professionals-Northville.

$424,900

3 Beds ⋅ 2 Baths ⋅ 299364 MLS

Not sure where to start on this one, as it has it all! - Welcome home to this quality, updated, and remodeled ranch, 3-bedroom, 1.5-bath. The primary has a large walk-in closet and 1/2 bath. Home decor is modern and cozy. Large living room features a picture window and wood-burning fireplace. The country kitchen with pantries, quartz counters, and SS appliances is a showstopper. A formal dining room and large foyer are additional special amenities. The main-floor laundry and a home office/flex space are perfect for a home-based business. New roof and updated mechanicals too! Exterior features rear deck, patio, and professional landscaping. (2) Barns complement this offering. The main pole barn features an insulated and finished interior with a 1/2 bath, heated floor - Ideal for hobbyists to professionals. The 2nd barn is an older-style hip roof, 2nd-floor loft, and storage throughout, with a newer steel roof. There is potential for extra living space in the 2nd-floor attic, and the full basement affords storage and is just waiting to be finished. The 2 acres feel expansive, with large open spaces and a deer-fenced rear section that was a former garden & flower field with a hydrant. This one offers so much and is a must-see. Let's TOUR! Note: reserved items list attached to seller disclosures.

2728 W Lawrence Highway, Charlotte

Listing courtesy of Listing Agent: Zachary Soderberg (TeamSoderbergRealty@gmail.com) from Listing Office: Five Star Real Estate - Potterville.

$145,000

3 Beds ⋅ 1 Baths ⋅ 299348 MLS

This beautifully maintained 3-bedroom, 1-bathroom home is nestled on a lovely tree-lined street and offers timeless character throughout. The main floor features two bedrooms, a full bathroom, spacious living and dining rooms and a large eat-in kitchen with plenty of room for everyday living and entertaining. A first-floor laundry adds convenience and all appliances are included. The upper level offers a generously sized third bedroom with an attached sitting room, perfect for a private retreat, home office or flex space. The basement provides additional storage and the one-car garage offers convenient parking and extra space for your belongings. The manageable yard means less time spent on yard work and more time enjoying the things you love. With its inviting character, spacious rooms, hardwood floors and desirable location, this charming Charlotte home is ready to welcome its next owner.

402 E Henry Street, Charlotte

Listing courtesy of Listing Agent: Stephanie Holly (stephaniehollyrealtor@gmail.com) from Listing Office: RE/MAX Real Estate Professionals.

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