Charlotte Homes under $150,000

Welcome to Charlotte, Michigan – a hidden gem nestled in the heart of Eaton County. Known for its small-town charm and vibrant community, Charlotte offers a delightful blend of tranquility and convenience, making it an ideal place to call home. With a rich history dating back to the mid-1800s, this picturesque city boasts beautiful parks, local shops, and a welcoming atmosphere that captures the essence of Midwestern living.

For those seeking affordable housing options, Charlotte is a fantastic choice. The city features a variety of homes priced under $150,000, catering to first-time buyers, families, and investors alike. These homes offer not just affordability, but also the opportunity to personalize and create your dream space. Whether you’re looking for a cozy bungalow, a charming ranch-style home, or a quaint cottage, Charlotte has something to suit every taste and budget.

Living in Charlotte means enjoying a close-knit community with access to excellent schools, recreational activities, and a variety of local events throughout the year. From farmers' markets to seasonal festivals, there's always something happening to bring residents together. Plus, with its convenient location, you’re just a short drive away from Lansing and other nearby cities, providing easy access to urban amenities while still enjoying the peace of suburban life.

Discover the beauty and affordability of Charlotte, MI, where your dream home awaits at an incredible value. Embrace the opportunity to become part of this vibrant community and experience all that this charming city has to offer!

Newest Charlotte Homes under $150,000

$140,000

2 Beds ⋅ 1 Baths ⋅ 26051480 MLS

Absolutely adorable 2 bed 1 bath in the heart of Charlotte. With their fully updated kitchen, step down living space, and spacious patio this place is easy to make yourself at home! A great starter home opportunity, or works for a simple down size. This well taken care of property is truly a gem of a find.

705 S Clinton Street, Charlotte

Listing courtesy of Listing Agent: Tova J Hill from Listing Office: Bellabay Realty (Middleville).

$120,000

2 Beds ⋅ 1 Baths ⋅ 299474 MLS

Great 2 bedroom, 1 bathroom starter home in a quiet and well maintained neighborhood. This property features a detached 1 car garage, a shed for extra storage and sits on a large lot.

624 Forest Street, Charlotte

Listing courtesy of Listing Agent: Kelly Dye (kellydyehomes@gmail.com) from Listing Office: DeLong and Co..

$145,000

3 Beds ⋅ 1 Baths ⋅ 299348 MLS

This beautifully maintained 3-bedroom, 1-bathroom home is nestled on a lovely tree-lined street and offers timeless character throughout. The main floor features two bedrooms, a full bathroom, spacious living and dining rooms and a large eat-in kitchen with plenty of room for everyday living and entertaining. A first-floor laundry adds convenience and all appliances are included. The upper level offers a generously sized third bedroom with an attached sitting room, perfect for a private retreat, home office or flex space. The basement provides additional storage and the one-car garage offers convenient parking and extra space for your belongings. The manageable yard means less time spent on yard work and more time enjoying the things you love. With its inviting character, spacious rooms, hardwood floors and desirable location, this charming Charlotte home is ready to welcome its next owner.

402 E Henry Street, Charlotte

Listing courtesy of Listing Agent: Stephanie Holly (stephaniehollyrealtor@gmail.com) from Listing Office: RE/MAX Real Estate Professionals.

1125 Maple Leaf Court Unit 36, Charlotte

$114,900

3 Beds ⋅ 2 Baths ⋅ 299196 MLS

Welcome to 1125 Maple Leaf Ct in Charlotte! This 3-bedroom, 2-bath manufactured home is full of charm, personality, and thoughtful touches. Located in the desirable Butternut Creek community, this home offers an inviting open feel with bright, cheerful paint colors that make each room feel anything but ordinary. The kitchen features stainless steel appliances, while the spacious layout provides plenty of room to relax and entertain. Step outside to enjoy the patio and take advantage of the shed for additional storage. From the fun finishes to the thoughtful details, this home has a lot to offer. Enjoy comfortable, low-maintenance living in a welcoming community with a home that is full of personality and charm. Home is located in a park and the purchase transaction is subject to the park's approval of the buyer. CONTACT PHONE: 855-377-7368

1125 Maple Leaf Court Unit 36, Charlotte

Listing courtesy of Listing Agent: Brock Fletcher (brock@kwsellingteam.com) from Listing Office: Keller Williams Realty Lansing.

$135,000

2 Beds ⋅ 1 Baths ⋅ 299040 MLS

Great location, close to town, schools, shopping and I-69 access. Ready to move right in. 2 bedroom home featuring an open living room, dining area and kitchen, updated bathroom, main floor laundry, appliances remain. Central air, large back yard, partially fenced. Shed.

120 E Shepherd Street, Charlotte

Listing courtesy of Listing Agent: Carla Hewlett (carlahewlett@gmail.com) from Listing Office: Exit Great Lakes Realty.

$109,900

2 Baths ⋅ 298221 MLS

Older 2 unit with long term tenants. Home needs some TLC, but has tons of potential for the right investor.

220 N Washington Street, Charlotte

Listing courtesy of Listing Agent: Ryan Halsey (promichllc@gmail.com) from Listing Office: Exit Great Lakes Realty.

$114,900

3 Beds ⋅ 2 Baths ⋅ 297980 MLS

Welcome to 1140 Maple Leaf in Charlotte! 3-bedroom, 2-bath home seamlessly combines modern style with everyday comfort. Step inside to an airy, open-concept layout designed for effortless living and entertaining. The stunning kitchen takes center stage, complete with clean white cabinetry, sleek stainless steel appliances, and a center island perfect for meal prep or casual dining. Unwind in the private primary suite, featuring a generous layout, and a custom walk-in shower. Move-in ready with thoughtful finishes throughout, this gem is waiting for you to call it home! Located in a community; purchase transaction is subject to park buyer approval (MCM 855-377-7368)

1140 Maple Leaf Court, Charlotte

Listing courtesy of Listing Agent: Roy Chebli (roychebli@gmail.com) from Listing Office: Keller Williams Realty Lansing.

$145,000

3 Beds ⋅ 2 Baths ⋅ 26037946 MLS

Welcome to this spacious 3-bedroom, 1.5-bath home in the heart of Charlotte, offering nearly 2,000 finished sq. ft. of living space. Features include an updated roof, wood-burning stove for supplemental heat, oversized 2.5-car garage, and a large rear parking area with plenty of room for guests, entertaining, or extra vehicles. The shared driveway leads to a generous turnaround and ample off-street parking. This home has been well maintained and is move-in ready, with great potential for a buyer looking to add their own style and build equity. Priced to reflect needed cosmetic updates, including windows, flooring, paint, siding, and a kitchen renovation. The HVAC system is older but currently operational. An exceptional opportunity for homeowners or investors seeking outstanding value with significant upside. **Interior photos coming soon!**

220 Prairie Street, Charlotte

Listing courtesy of Listing Agent: Todd Trowbridge Jr from Listing Office: Real Estate Warehouse L.L.C..

$45,000

2 Beds ⋅ 1 Baths ⋅ 20261056946 MLS

ZERO DOWN OWNER FINANCING — PLUS YOUR FIRST YEAR OF HOA DUES, WAIVED! Calling all builders, contractors, handy buyers, and investors: this 700 sq ft raw framed shell at Pleasant Street Manor is ready for your custom build-out, and the seller will carry the note with NO DOWN PAYMENT required. A refundable-toward-closing earnest deposit and closing costs is all it takes to own it — As an added incentive, the seller will cover your first 12 months of HOA dues...Framed to the studs and stubbed for a 1–2 bed, 1 full bath layout, Unit 7 is a blank canvas: subfloor leveling, electrical, plumbing, and a tap into the building’s new commercial steam boiler are all part of the roughly 45,000 dollar build-out scope, along with storm-graded window replacement, interior framing, drywall, cabinetry, and flooring.Once finished, Unit 7 plugs into an all-inclusive 400/mo HOA covering heat, water, gas, building insurance, and grounds — Blocks from downtown Charlotte, minutes to I-69, 25 minutes to Lansing/MSU. Sold strictly as-is. Buyer to verify all local building codes, permits, and HOA architectural board requirements prior to build-out. Seller-financing terms subject to a fully executed written agreement — contact listing agent for full details.

510 Pleasant Street, Charlotte

Listing courtesy of Listing Agent: Danielle Gray from Listing Office: Brookstone, Realtors LLC.

$89,900

3 Beds ⋅ 2 Baths ⋅ 20261056899 MLS

Investor value-add opportunity at Pleasant Street Manor, 510 Pleasant Street, Charlotte. This 960 sq ft, 3-bedroom, 2-full-bath condominium is offered as-is and priced to reflect an estimated $20,000 renovation scope:subfloor preparation and leveling, drywall, new kitchen and bathroom fixtures, cabinetry, interior doors, paint, andflooring throughout. Living room windows are ready for reframing, and the private deck balcony is ready to berepurposed.Seller financing is available on flexible terms — This property is eligible for cash purchase, conventional, FHA 203(k) or Fannie Mae Home Style Renovation financing.This property features a $466/month HOA fee that covers— heat, hot water, gas, landscaping, snow removal, andmaster building insurance — Located blocks from downtown Charlotte shopping, parks, and dining, with I-69 access for a roughly 25-minute commuteto Lansing and Michigan State University. Offers reviewed as received; proof of funds or financing pre-qualification requested.

510 Pleasant Street, Charlotte

Listing courtesy of Listing Agent: Danielle Gray from Listing Office: Brookstone, Realtors LLC.

$135,700

2 Beds ⋅ 2 Baths ⋅ 20261052776 MLS

Unit 2 (1,050 sq ft | 2 Bed / 2 Bath) WELCOME TO PLEASANT STREET MANOR — UNIT 2! Aggressively priced for a quick sale, this premium 1st-floor corner condo offers 2 beds, 2 full baths, and 1,050 sq ft of accessible living. Perfect alternative to high-rent or house maintenance!ALL-INCLUSIVE HOA ADVANTAGE: Your $466/mo fee covers HEAT, WATER, GAS, snow removal, lawn care, and building insurance. Owners pay $0 separately for major utilities! The new commercial boiler/water tanks handle climate costs for zero added bills.FEATURES: Enjoy stair-free access via secure lobby or private double doors to your personal deck. Sprawling living room with massive corner windows, formal dining, primary suite with private bath, and deep storage. Includes basement storage and 2 assigned parking spaces. Steps from downtown Charlotte and minutes to I-69 for a fast Lansing commute. Priced below market ceiling for instant equity. Schedule a private tour today!

510 Pleasant Street, Charlotte

Listing courtesy of Listing Agent: Danielle Gray from Listing Office: Brookstone, Realtors LLC.

$119,900

2 Beds ⋅ 2 Baths ⋅ 20261052830 MLS

Move-in-ready 2 bedroom, 2 full bath condominium on the second floor of Pleasant Street Manor, a condominiumbuilding (built 1967, newly converted) at 510 Pleasant Street in Charlotte, MI. Unit 4 offers 1,050 square feet witha sliding-glass-door balcony off the dining area, a primary suite with a private en-suite bath and standaloneshower, and a second full bath serving the second bedroom. Additional storage is available in the hallway and adedicated basement storage space.The $472.34/month HOA assessment is all-inclusive: heat, hot water, gas, master building insurance,landscaping, lawn care, and snow removal are all covered, leaving the owner responsible only for a low-costwalls-in insurance policy. The building also includes common laundry and 2 assigned off-street parking spaces forthis unit.The condominiums Master Deed is recorded with Eaton County (June 22, 2026); title is insurable now, andconventional and cash financing are available — Buyer to verify square footage, HOA assessments, andAssociation rules directly with the Association of Co-owners prior to closing.

510 Pleasant Street, Charlotte

Listing courtesy of Listing Agent: Danielle Gray from Listing Office: Brookstone, Realtors LLC.

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