Charlotte Homes under $350,000

Welcome to Charlotte, Michigan – a hidden gem nestled in the heart of Eaton County! This charming city offers a delightful blend of small-town warmth and modern amenities, making it an ideal place for families, young professionals, and retirees alike. With a vibrant community spirit and a rich history dating back to the 1800s, Charlotte is known for its friendly atmosphere, beautiful parks, and an array of local events that bring residents together.

One of the standout features of Charlotte is its affordability, particularly when it comes to housing. For those seeking homes under $350,000, you're in luck! The real estate market in Charlotte boasts a variety of options, from cozy single-family homes to spacious townhouses, all set against a backdrop of picturesque tree-lined streets. These properties often come with generous yards, perfect for outdoor gatherings or enjoying a peaceful evening under the stars.

Charlotte's prime location offers easy access to major highways, making it a convenient commute to nearby cities like Lansing and Grand Rapids. Residents can enjoy the best of both worlds – a serene suburban lifestyle with the excitement of urban amenities just a short drive away. With excellent schools, a thriving local economy, and a plethora of recreational activities, Charlotte is not just a place to live; it's a place to thrive.

Whether you're a first-time homebuyer or looking to settle down in a welcoming community, Charlotte, MI, offers an array of affordable housing options that cater to your needs. Explore the charm and opportunity that awaits you in this delightful city!

Newest Charlotte Homes under $350,000

$159,900

2 Beds ⋅ 2 Baths ⋅ 299551 MLS

Welcome to 2601 W Vermontville Hwy! This charming 2-bedroom, 2-bathroom home sits on a private 0.84-acre lot and offers a great combination of updates, outdoor space, and storage. Inside, recent improvements include a new furnace in 2023, new A/C in 2025, on-demand water heater installed in 2022, new carpet in the primary bedroom, updated windows in the second bedroom, and an updated primary bathroom. The basement offers additional flexibility and convenient walk-out access. Enjoy the outdoors from the 14x20 back deck or the 10x8 covered front porch, both offering great spaces to relax and take in the private setting. Additional exterior updates include new gutters in 2024 and new shutters in 2025. The property also features a 24x32 garage/pole barn with a 220-volt plug, providing excellent space for vehicles, hobbies, workshop needs, or storage, plus a 10x16 shed for additional yard equipment and storage. A great opportunity to enjoy privacy, usable outdoor space, and numerous recent updates on nearly an acre!

2601 W Vermontville Highway, Charlotte

Listing courtesy of Listing Agent: Mike Dedman (mike.dedman@gmail.com) from Listing Office: Keller Williams Realty Lansing.

$160,000

3 Beds ⋅ 3 Baths ⋅ 299528 MLS

Bring your vision to life in this spacious ranch home with plenty of room to make it your own! Step inside to an expansive living room filled with natural light. The kitchen offers a convenient eat-in area and sliding door access to the impressive three-season room, creating an ideal space for everyday living or entertaining. A separate den features a stately brick fireplace, adding character and warmth to the home. The primary suite includes a private en suite bath, while two additional bedrooms, a full bath, and a half bath complete the main level. Downstairs, the finished lower level offers a second kitchen, a fantastic recreation or bonus room, and abundant shelved storage. Outside, enjoy multiple levels of decking, a spacious two-car garage, and plenty of opportunity to create the home you've envisioned. See the potential and make it your own!

1958 Kimberly Drive, Charlotte

Listing courtesy of Listing Agent: Kayla Dobson (kayla@exithomepartners.com) from Listing Office: EXIT Realty Home Partners.

$164,900

3 Beds ⋅ 2 Baths ⋅ 299521 MLS

Set on a lot with large front and back yards, this 3-bedroom, 1.5-bath ranch offers a comfortable layout with great indoor-outdoor flow and plenty of room to spread out. A two-car garage adds convenience and extra storage. Straight through the front door, you're greeted by a spacious living room featuring vaulted ceilings, a wood-burning fireplace, and sliding glass doors that open right out to the backyard bringing in great natural light and easy access to outdoor living. To the right, connected to the living room and entryway, is a cozy kitchen equipped with stainless steel appliances. A convenient half bath sits just off the front entry for guests. To the left of the entry is an additional flex room, currently used as a second living room but well-suited as a dining room, complete with built-in shelving for extra storage or display space. From the back corner of this room, you'll find access to all three bedrooms as well as the full bathroom. The partial basement adds valuable additional space, including a utility area with laundry hookups and a separate room with walk-up access to the backyard, great for storage or additional functionality. Outside, the fenced backyard offers a wooden fence for privacy and a fire pit, perfect for relaxing or entertaining outdoors. A convenient shed rounds out the backyard for additional outdoor storage. With its functional layout, cozy living spaces, and generous yard, this ranch is ready to welcome its next owner. Schedule your showing today!

1095 Carlisle Highway, Charlotte

Listing courtesy of Listing Agent: Jeff Burke (jeff@jeffburkeassociates.com) from Listing Office: EXP Realty, LLC.

$169,000

2 Beds ⋅ 1 Baths ⋅ 299501 MLS

Adorable and move-in ready in the heart of downtown Charlotte! This charming 2-bedroom, 1-bath ranch offers convenient city living with plenty of updates and character. Enjoy the welcoming front porch, backyard fire pit, and thoughtful improvements throughout. Updates include a new furnace, updated front porch, new flooring (2020), and a new bathroom skylight (2026) that brings in wonderful natural light. A great opportunity for a first-time buyer, down-sizer, or anyone looking to enjoy all that downtown Charlotte has to offer!

403 Merritt Street, Charlotte

Listing courtesy of Listing Agent: Julie Harmon (juliesharmon68@gmail.com) from Listing Office: WEICHERT, REALTORS- Emerald Properties.

$264,900

3 Beds ⋅ 2 Baths ⋅ 26051607 MLS

Super cute three-bedroom, two-bath home nestled in Charlotte offers 1,344 square feet of comfortable living space on a well-sized lot. Large covered front porch invites you right up the sidewalk to sit and stay awhile. Main floor primary suite with walk in closet just off eat in kitchen. Upper level has two additional well sized bedrooms and full bath. Basement has tons of storage space and is available to finish for additional bedrooms or living space. Two-car attached garage parking and fenced bard yard for privacy, pets or little ones. A great property designed for everyday living and long-term value.

1192 Porter Drive, Charlotte

Listing courtesy of Listing Agent: James R Perry from Listing Office: Clarity Realty Allied.

$165,000

2 Beds ⋅ 1 Baths ⋅ 299484 MLS

Set in the heart of Charlotte, 221 W Stoddard Street offers the kind of location that makes everyday living easy. Just moments from downtown, local restaurants, shopping, parks, schools, and community amenities, this home pairs small town charm with the convenience of having everything you need close by. This inviting 2 bedroom, 1 bath ranch offers comfortable main level living with a warm, functional layout filled with natural light. The kitchen features generous cabinetry and ample workspace, flowing naturally into the dining area for an easy connection between everyday meals and entertaining. The spacious living room provides a welcoming place to unwind, while two comfortable bedrooms and a full bath with a walk in shower complete the main level. One of the home's most charming features is the enclosed front porch, a light filled extension of the living space perfect for morning coffee, a quiet reading spot, or simply watching the neighborhood go by. Outside, the home is situated on a corner lot with a generous side yard, creating plenty of room for summer gatherings, gardening, pets, or future outdoor plans. A covered breezeway between the home and detached two car garage provides a convenient, sheltered transition between the two spaces while also offering additional covered outdoor space to enjoy. The private driveway and garage provide excellent parking, storage, and workspace, while the full basement adds valuable utility and additional storage. With its convenient Charlotte location, single level floor plan, generous outdoor space, covered breezeway, and two car garage, 221 W Stoddard Street offers an opportunity to create a home that feels entirely your own.

221 W Stoddard Street, Charlotte

Listing courtesy of Listing Agent: Erica Cook (erica.marketmavensco@gmail.com) from Listing Office: RE/MAX Real Estate Professionals.

$200,000

3 Beds ⋅ 1 Baths ⋅ 26051502 MLS

Welcome home to this charming 3-bedroom, 1-bath ranch nestled on a spacious corner lot in Charlotte. Conveniently located close to schools, churches, shopping, and everyday amenities, this home offers both comfort and convenience. A one-stall attached garage provides convenient parking and the full basement offers plenty of room for storage, a workshop, hobbies, or the opportunity to create additional living space to suit your needs. With its desirable corner-lot location, convenient setting, and versatile basement, this home is a great opportunity for anyone looking for a comfortable home in the Charlotte area at an amazing price!

603 W Stoddard Street, Charlotte

Listing courtesy of Listing Agent: Kearan B Tolles from Listing Office: Miller Real Estate.

$140,000

2 Beds ⋅ 1 Baths ⋅ 26051480 MLS

Absolutely adorable 2 bed 1 bath in the heart of Charlotte. With their fully updated kitchen, step down living space, and spacious patio this place is easy to make yourself at home! A great starter home opportunity, or works for a simple down size. This well taken care of property is truly a gem of a find.

705 S Clinton Street, Charlotte

Listing courtesy of Listing Agent: Tova J Hill from Listing Office: Bellabay Realty (Middleville).

$120,000

2 Beds ⋅ 1 Baths ⋅ 299474 MLS

Great 2 bedroom, 1 bathroom starter home in a quiet and well maintained neighborhood. This property features a detached 1 car garage, a shed for extra storage and sits on a large lot.

624 Forest Street, Charlotte

Listing courtesy of Listing Agent: Kelly Dye (kellydyehomes@gmail.com) from Listing Office: DeLong and Co..

$145,000

3 Beds ⋅ 1 Baths ⋅ 299348 MLS

This beautifully maintained 3-bedroom, 1-bathroom home is nestled on a lovely tree-lined street and offers timeless character throughout. The main floor features two bedrooms, a full bathroom, spacious living and dining rooms and a large eat-in kitchen with plenty of room for everyday living and entertaining. A first-floor laundry adds convenience and all appliances are included. The upper level offers a generously sized third bedroom with an attached sitting room, perfect for a private retreat, home office or flex space. The basement provides additional storage and the one-car garage offers convenient parking and extra space for your belongings. The manageable yard means less time spent on yard work and more time enjoying the things you love. With its inviting character, spacious rooms, hardwood floors and desirable location, this charming Charlotte home is ready to welcome its next owner.

402 E Henry Street, Charlotte

Listing courtesy of Listing Agent: Stephanie Holly (stephaniehollyrealtor@gmail.com) from Listing Office: RE/MAX Real Estate Professionals.

$179,900

3 Beds ⋅ 1 Baths ⋅ 299343 MLS

Welcome to 617 N Sheldon This home features over 1500 sq feet of living space with 3 bedrooms (Possibly 4) or office space! Some updated flooring and new garage doors. Kitchen is large with a wall of storage/Pantry space. Mud room with additional storage. Nice concrete basement. The back yard is large and is fully fenced. 2 car attached garage.

617 N Sheldon Street, Charlotte

Listing courtesy of Listing Agent: Teresa Redfield (teresaredfield@gmail.com) from Listing Office: Exit Great Lakes Realty.

$159,900

4 Beds ⋅ 1 Baths ⋅ 299283 MLS

1850's charm plus great space on a budget! This home features 4 bedrooms and 1 bath. Formal dining and living rooms with newer vinyl plank flooring, a large galley kitchen and a large mudroom. Outside, there is a 1-car garage and 2 additional sheds! The fenced back yard is nearly half and acre, with mature trees and is very private. The home has vinyl siding and the electrical service and furnace are updated.

725 N Cochran Avenue, Charlotte

Listing courtesy of Listing Agent: Eric Crandall (emeraldbuilder@sbcglobal.net) from Listing Office: WEICHERT, REALTORS- Emerald Properties.

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