Saginaw Homes under $500,000

Welcome to Saginaw, Michigan—a charming city that beautifully blends rich history with modern living. Nestled in Saginaw County, this vibrant community is known for its friendly atmosphere, diverse culture, and an array of amenities that cater to both families and young professionals alike.

Saginaw boasts a variety of neighborhoods, each with its own unique character and charm. From tree-lined streets to cozy parks, you’ll find a welcoming environment that makes it easy to call this place home. One of the most appealing aspects of Saginaw is its affordability, particularly when it comes to housing. Here, you can discover a selection of beautiful homes priced under $500,000, offering exceptional value without compromising on quality or comfort.

These homes range from classic bungalows to modern two-story residences, each providing ample space for families to grow and thrive. Many properties feature spacious yards, updated interiors, and proximity to local schools, parks, and shopping centers, making them ideal for those seeking convenience and community.

Saginaw is more than just a place to live; it’s a place to thrive. With a strong sense of community, numerous recreational opportunities, and a rich cultural scene—including museums, theaters, and local festivals—there’s always something to enjoy. Whether you’re a first-time homebuyer or looking to settle down, Saginaw offers an inviting environment with homes that fit your budget. Come explore the possibilities and discover why Saginaw is the perfect place to call home!

Newest Saginaw Homes under $500,000

$80,000

3 Beds ⋅ 1 Baths ⋅ 50225680 MLS

Discover the charm and versatility of this beautiful 3-bedroom home on a double backyard lot, offering comfortable living spaces and plenty of room to fit your needs. The home features a generous primary bedroom and spacious living room, a dedicated dining area, and a functional kitchen with ample cabinetry. The bedrooms provide flexibility for family, guests, or a home office. Additional storage space in the basement offers even more possibilities. Outside, enjoy the yard and surrounding outdoor space. With its combination of character, functionality, and flexible living areas, this home is ready for its next owner to make it their own.

2126 W Genesee Avenue, Saginaw

Listing courtesy of Listing Agent: Bryan Gardner from Listing Office: Modern Realty.

$139,900

4 Baths ⋅ 50225597 MLS

Investment opportunity in Saginaw, conveniently located near Covenant Hospital! This versatile multifamily property offers a unique layout with potential for a variety of configurations. Currently utilized for room-by-room rentals, the property features a studio-style unit without a private kitchen or bathroom, a two-bedroom unit with a full bathroom, and a third section offering three additional bedrooms and two full bathrooms, with the potential to be reconfigured into two separate units. Additional space in both the attic and basement provides plenty of room for storage or other possibilities. Ample parking is available along the rear of the property, offering added convenience for occupants. Whether you're looking to expand your investment portfolio or explore the property's potential for future reconfiguration, this property presents an opportunity in a convenient Saginaw location. BATV.

1210 N Harrison Street, Saginaw

Listing courtesy of Listing Agent: Chance Owen from Listing Office: Bay Realty Michigan.

$52,000

4 Beds ⋅ 1 Baths ⋅ 50225589 MLS

Welcome to this spacious 4-bedroom, 2-story home located in a quiet neighborhood, conveniently situated near Adams Boulevard and Court Street. Featuring two bedrooms upstairs and two on the main level, along with a convenient half bath, this home offers a functional layout with hardwood floors, a large kitchen, formal dining room, and separate formal living room. Additional highlights include central air conditioning, forced-air heating, some newer windows, a fenced-in backyard, and a detached 2-car garage. With a little cosmetic updating, this home offers plenty of potential to make it your own. Keys available at closing. Don't miss this opportunity!

121 S Carolina Street, Saginaw

Listing courtesy of Listing Agent: Myles Shephard from Listing Office: Pinnacle Realty.

$29,900

3 Beds ⋅ 1 Baths ⋅ 50225575 MLS

Opportunity awaits with this 3-bedroom, single-story home situated in a quiet Saginaw neighborhood! Featuring wood floors, a spacious living room, and an eat-in kitchen, this home offers a functional layout with plenty of potential. Additional features include central air conditioning, forced-air heating, newer exterior doors, and a full basement with a half bath. The main floor could benefit from cosmetic updates, while the basement requires some repairs. Occupied as recently as a few months ago, this property presents a great opportunity for buyers looking to add their personal touches or investors seeking their next project. Property is being sold as-is, with keys provided at closing.

2336 Annesley Street, Saginaw

Listing courtesy of Listing Agent: Myles Shephard from Listing Office: Pinnacle Realty.

$139,000

3 Beds ⋅ 1 Baths ⋅ 50225417 MLS

3 bed 1 bath located on a large lot with spacious backyard for entertaining! Backyard is well kept with some nice trees and a campfire ring providing shade and a comfortable setting. Enjoy a small campfire or get together in solitude due to this property backing up to woods and not houses! Home does need some updates but has a ton of Potential! Lots of space in the kitchen with ample storage for those who like to cook!

1441 Maine Street, Saginaw

Listing courtesy of Listing Agent: Dan Smith from Listing Office: RE/MAX New Image.

$70,000

4 Beds ⋅ 2 Baths ⋅ 20261084961 MLS

**Charming Saginaw Home with Space and Potential!**Welcome to 212 S. Elm Street in Saginaw! This spacious 4-bedroom, 2.5-bath home offers plenty of room to spread out and make it your own. Featuring approximately 1,808 square feet of living space, this property offers a functional layout with ample room for everyday living, entertaining, or accommodating a growing household. Situated on a fenced double lot, the outdoor space provides additional room for recreation, gardening, pets, or future possibilities. Whether you're searching for your next home or an investment opportunity, this property is worth a closer look. Don't miss the chance to explore the possibilities and make this Saginaw property your own!B.A.T.A.V.I

212 S Elm Street, Saginaw

Listing courtesy of Listing Agent: Bladimyr Aranda from Listing Office: Prime Real Estate & Associates.

$90,000

2 Baths ⋅ 50225319 MLS

**INVESTOR ALERT! TURNKEY TWO-UNIT PROPERTY!** Great investment opportunity! This fully renovated two-unit property features **two 1-bedroom apartments** and is situated on a desirable corner lot. Both units are move-in ready, featuring fresh paint, new carpeting, and new linoleum flooring. New Roof, New Furnace in each apartment and New Hot Water Tank. Each apartment has its **own private driveway**, offering convenient off-street parking. Separate electric, gas, and water utilities provide added convenience for managing individual tenant expenses. Whether you're looking to expand your rental portfolio or explore your next investment opportunity, this property is ready for its next owner. Don't miss out on this turnkey investment!

402 S Andre Street, Saginaw

Listing courtesy of Listing Agent: Kristine Jamino from Listing Office: Berkshire Hathaway HomeServices.

$84,900

3 Baths ⋅ 50225312 MLS

3-Unit Investment Opportunity! Great opportunity to add to your investment portfolio! This property has a history of steady rental activity over the years and offers plenty of potential for future growth. Featuring three separate units, with one currently occupied and two vacant, this property provides an excellent opportunity for investors to increase rental income and maximize its potential. Whether you're looking to expand your portfolio or get started in real estate investing, this property is worth a look. Call today for your personal showing!

1014 S Michigan Avenue, Saginaw

Listing courtesy of Listing Agent: Coty Lewis from Listing Office: NextHome Greater Tri-cities.

$339,000

3 Beds ⋅ 2 Baths ⋅ 50225258 MLS

This spacious 3 bedroom, 2.5 bath brick ranch offers over 2,350 sq ft of living space, all on the main floor, and sits on a large .69 acre lot in the City of Saginaw. The home has seen a ton of recent improvements including a new roof, new HVAC system, new water heater, all new windows, new driveway, gutters, eaves, and landscaping. Inside you'll find an updated kitchen, spacious living areas, and a fireplace. There's also an unfinished second floor that offers plenty of potential for an additional bedroom, living area, office, or whatever fits your needs. Outside you'll find a large yard with plenty of room to enjoy, along with a 2-car garage. With nearly all of the major updates already taken care of, this home has a lot to offer both inside and out.

303 Superior Street, Saginaw

Listing courtesy of Listing Agent: Sarge Harvey from Listing Office: EXP Realty.

$79,000

2 Baths ⋅ 50225256 MLS

nice 2 unit ready for your tenants 2 bedrooms up and 2 bedrooms down

120 S Alexander Street, Saginaw

Listing courtesy of Listing Agent: Steven Hatch from Listing Office: Wilson Realty.

$129,900

2 Beds ⋅ 1 Baths ⋅ 50225233 MLS

Beautiful and well-maintained Saginaw home available! This home offers just over 1000 square feet, 2 bedrooms, 1 bathroom, a large living room with fireplace and tons of natural light, and an eat-in kitchen with stainless steel appliances. This home has been completely updated and features beautiful hardwood flooring. Below is a full basement with a large family room, laundry room, and tons of storage. Located in a quiet cul-de-sac with a fully fenced yard, deck for entertaining, and shed for outdoor storage! Call for your private showing today!

38 Congress A Court, Saginaw

Listing courtesy of Listing Agent: Mark Greskowiak from Listing Office: Century 21 Signature Realty.

$60,000

2 Beds ⋅ 1 Baths ⋅ 20261084237 MLS

Welcome to this charming, cozy home in Saginaw! This inviting property offers convenient single-level living with a comfortable living area, and plenty of natural light throughout. Enjoy the enclosed porch, perfect for relaxing with your morning coffee or unwinding after a long day. The spacious backyard provides space for outdoor activities, gardening, or entertaining, while the storage shed offers additional room for tools and equipment. Additional features include central air conditioning, a paved driveway, and a full basement offering extra storage space. Whether you’re looking for your first home, considering downsizing, or exploring an investment opportunity, this property offers plenty of possibilities. Schedule your showing today!

2241 Taft Street, Saginaw

Listing courtesy of Listing Agent: Brooke Slayton-Marhofer from Listing Office: Real Estate For A CAUSE.

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Saginaw Homes under $500,000

Newest Saginaw Homes under $500,000

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