Saginaw Homes under $350,000

Saginaw Homes under $350,000

Welcome to Saginaw, Michigan – a charming city nestled in the heart of Saginaw County, where community spirit meets suburban tranquility. Known for its rich history and vibrant culture, Saginaw offers a unique blend of urban amenities and natural beauty, making it an ideal place to call home.

In Saginaw, you’ll find a variety of homes that cater to diverse lifestyles, especially for those seeking affordability without compromising on quality. With an array of homes available for under $350,000, this subdivision is perfect for first-time buyers, growing families, or anyone looking to invest in a welcoming community. Whether you’re drawn to cozy bungalows, spacious family homes, or contemporary townhouses, Saginaw has something to suit every taste and budget.

Residents of Saginaw enjoy access to numerous parks, recreational facilities, and community events that foster a strong sense of belonging. The city’s rich cultural scene, highlighted by art galleries, theaters, and local festivals, provides endless opportunities for entertainment and engagement. Plus, with its convenient location, you’re just a short drive away from larger cities like Flint and Bay City, allowing for easy access to even more amenities.

Explore the charm of Saginaw and discover why so many choose to call this vibrant city home. With affordable housing options, a tight-knit community, and a wealth of local attractions, Saginaw is the perfect place to start your next chapter. Come find your dream home today!

Newest Saginaw Homes under $350,000

121 S Carolina Street, Saginaw
$52,000
4 Beds ⋅ 1 Baths ⋅ 50225589 MLS
Welcome to this spacious 4-bedroom, 2-story home located in a quiet neighborhood, conveniently situated near Adams Boulevard and Court Street. Featuring two bedrooms upstairs and two on the main level, along with a convenient half bath, this home offers a functional layout with hardwood floors, a large kitchen, formal dining room, and separate formal living room. Additional highlights include central air conditioning, forced-air heating, some newer windows, a fenced-in backyard, and a detached 2-car garage. With a little cosmetic updating, this home offers plenty of potential to make it your own. Keys available at closing. Don't miss this opportunity!

121 S Carolina Street, Saginaw

Listing courtesy of Listing Agent: Myles Shephard from Listing Office: Pinnacle Realty.
2336 Annesley Street, Saginaw
$29,900
3 Beds ⋅ 1 Baths ⋅ 50225575 MLS
Opportunity awaits with this 3-bedroom, single-story home situated in a quiet Saginaw neighborhood! Featuring wood floors, a spacious living room, and an eat-in kitchen, this home offers a functional layout with plenty of potential. Additional features include central air conditioning, forced-air heating, newer exterior doors, and a full basement with a half bath. The main floor could benefit from cosmetic updates, while the basement requires some repairs. Occupied as recently as a few months ago, this property presents a great opportunity for buyers looking to add their personal touches or investors seeking their next project. Property is being sold as-is, with keys provided at closing.

2336 Annesley Street, Saginaw

Listing courtesy of Listing Agent: Myles Shephard from Listing Office: Pinnacle Realty.
1441 Maine Street, Saginaw
$139,000
3 Beds ⋅ 1 Baths ⋅ 50225417 MLS
3 bed 1 bath located on a large lot with spacious backyard for entertaining! Backyard is well kept with some nice trees and a campfire ring providing shade and a comfortable setting. Enjoy a small campfire or get together in solitude due to this property backing up to woods and not houses! Home does need some updates but has a ton of Potential! Lots of space in the kitchen with ample storage for those who like to cook!

1441 Maine Street, Saginaw

Listing courtesy of Listing Agent: Dan Smith from Listing Office: RE/MAX New Image.
212 S Elm Street, Saginaw
$70,000
4 Beds ⋅ 2 Baths ⋅ 20261084961 MLS
**Charming Saginaw Home with Space and Potential!**Welcome to 212 S. Elm Street in Saginaw! This spacious 4-bedroom, 2.5-bath home offers plenty of room to spread out and make it your own. Featuring approximately 1,808 square feet of living space, this property offers a functional layout with ample room for everyday living, entertaining, or accommodating a growing household. Situated on a fenced double lot, the outdoor space provides additional room for recreation, gardening, pets, or future possibilities. Whether you're searching for your next home or an investment opportunity, this property is worth a closer look. Don't miss the chance to explore the possibilities and make this Saginaw property your own!B.A.T.A.V.I

212 S Elm Street, Saginaw

Listing courtesy of Listing Agent: Bladimyr Aranda from Listing Office: Prime Real Estate & Associates.
402 S Andre Street, Saginaw
$90,000
2 Baths ⋅ 50225319 MLS
**INVESTOR ALERT! TURNKEY TWO-UNIT PROPERTY!** Great investment opportunity! This fully renovated two-unit property features **two 1-bedroom apartments** and is situated on a desirable corner lot. Both units are move-in ready, featuring fresh paint, new carpeting, and new linoleum flooring. New Roof, New Furnace in each apartment and New Hot Water Tank. Each apartment has its **own private driveway**, offering convenient off-street parking. Separate electric, gas, and water utilities provide added convenience for managing individual tenant expenses. Whether you're looking to expand your rental portfolio or explore your next investment opportunity, this property is ready for its next owner. Don't miss out on this turnkey investment!

402 S Andre Street, Saginaw

Listing courtesy of Listing Agent: Kristine Jamino from Listing Office: Berkshire Hathaway HomeServices.
1014 S Michigan Avenue, Saginaw
$84,900
3 Baths ⋅ 50225312 MLS
3-Unit Investment Opportunity! Great opportunity to add to your investment portfolio! This property has a history of steady rental activity over the years and offers plenty of potential for future growth. Featuring three separate units, with one currently occupied and two vacant, this property provides an excellent opportunity for investors to increase rental income and maximize its potential. Whether you're looking to expand your portfolio or get started in real estate investing, this property is worth a look. Call today for your personal showing!

1014 S Michigan Avenue, Saginaw

Listing courtesy of Listing Agent: Coty Lewis from Listing Office: NextHome Greater Tri-cities.
303 Superior Street, Saginaw
$339,000
3 Beds ⋅ 2 Baths ⋅ 50225258 MLS
This spacious 3 bedroom, 2.5 bath brick ranch offers over 2,350 sq ft of living space, all on the main floor, and sits on a large .69 acre lot in the City of Saginaw. The home has seen a ton of recent improvements including a new roof, new HVAC system, new water heater, all new windows, new driveway, gutters, eaves, and landscaping. Inside you'll find an updated kitchen, spacious living areas, and a fireplace. There's also an unfinished second floor that offers plenty of potential for an additional bedroom, living area, office, or whatever fits your needs. Outside you'll find a large yard with plenty of room to enjoy, along with a 2-car garage. With nearly all of the major updates already taken care of, this home has a lot to offer both inside and out.

303 Superior Street, Saginaw

Listing courtesy of Listing Agent: Sarge Harvey from Listing Office: EXP Realty.
120 S Alexander Street, Saginaw
$79,000
2 Baths ⋅ 50225256 MLS
nice 2 unit ready for your tenants 2 bedrooms up and 2 bedrooms down

120 S Alexander Street, Saginaw

Listing courtesy of Listing Agent: Steven Hatch from Listing Office: Wilson Realty.
38 Congress A Court, Saginaw
$129,900
2 Beds ⋅ 1 Baths ⋅ 50225233 MLS
Beautiful and well-maintained Saginaw home available! This home offers just over 1000 square feet, 2 bedrooms, 1 bathroom, a large living room with fireplace and tons of natural light, and an eat-in kitchen with stainless steel appliances. This home has been completely updated and features beautiful hardwood flooring. Below is a full basement with a large family room, laundry room, and tons of storage. Located in a quiet cul-de-sac with a fully fenced yard, deck for entertaining, and shed for outdoor storage! Call for your private showing today!

38 Congress A Court, Saginaw

Listing courtesy of Listing Agent: Mark Greskowiak from Listing Office: Century 21 Signature Realty.
2241 Taft Street, Saginaw
$60,000
2 Beds ⋅ 1 Baths ⋅ 20261084237 MLS
Welcome to this charming, cozy home in Saginaw! This inviting property offers convenient single-level living with a comfortable living area, and plenty of natural light throughout. Enjoy the enclosed porch, perfect for relaxing with your morning coffee or unwinding after a long day. The spacious backyard provides space for outdoor activities, gardening, or entertaining, while the storage shed offers additional room for tools and equipment. Additional features include central air conditioning, a paved driveway, and a full basement offering extra storage space. Whether you’re looking for your first home, considering downsizing, or exploring an investment opportunity, this property offers plenty of possibilities. Schedule your showing today!

2241 Taft Street, Saginaw

Listing courtesy of Listing Agent: Brooke Slayton-Marhofer from Listing Office: Real Estate For A CAUSE.
1321 Reed Street, Saginaw
$70,000
2 Beds ⋅ 1 Baths ⋅ 50225134 MLS
Looking for a great investment with positive cash flow? Here you go!! Tenant pays $1100/month (long term tenant) and pays all utilities, lawn, and snow. Home is very well maintained.

1321 Reed Street, Saginaw

Listing courtesy of Listing Agent: Monique Gilbert from Listing Office: Keller Williams Preferred.
817 S Oakley Street, Saginaw
$95,000
3 Beds ⋅ 1 Baths ⋅ 50225132 MLS
Looking for your new home that is move-in ready? Or perhaps an investment? Beautiful condition, currently on a month-to-month lease with a long time tenant. Rent received is currently $1100/month with tenant paying all utilities. Could use as primary residence with a 30-day notice being served. Ask your agent for details.

817 S Oakley Street, Saginaw

Listing courtesy of Listing Agent: Monique Gilbert from Listing Office: Keller Williams Preferred.
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©2026, Greater Lansing Association of Realtors. All rights reserved. Information is for consumers' personal, non-commercial use and it may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. The data relating to real estate for sale on this website comes in part from the Broker Reciprocity Program. Real estate listings held by brokerage firms other than our company are marked with the BR logo and detailed information about them includes the name of the listing brokers. Data is deemed reliable but is not guaranteed accurate by the GLAR MLS. Information last updated on

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